{
  "verified": "2026-09-14",
  "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/",
  "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
  "plans": [
    {
      "id": "ether-fi",
      "name": "ether.fi Core",
      "asset": "ETHFI",
      "bands": [
        {
          "upTo": 2000,
          "rate": 0.03
        },
        {
          "upTo": 3000,
          "rate": 0.01
        },
        {
          "upTo": null,
          "rate": 0.005
        }
      ],
      "source": "https://help.ether.fi/en/articles/262374-how-does-cashback-work"
    },
    {
      "id": "ethena-pay",
      "name": "Ethena Pay Standard",
      "asset": "AVAX",
      "bands": [
        {
          "upTo": 2500,
          "rate": 0.04
        },
        {
          "upTo": 4000,
          "rate": 0.01
        },
        {
          "upTo": null,
          "rate": 0
        }
      ],
      "source": "https://pay.ethena.fi/pricing"
    },
    {
      "id": "plasma-one",
      "name": "Plasma One Lite",
      "asset": "XPL",
      "bands": [
        {
          "upTo": 500,
          "rate": 0.02
        },
        {
          "upTo": null,
          "rate": 0.001
        }
      ],
      "source": "https://intercom.help/plasma-6c43763cd799/en/articles/15506768-cashback-rates-and-spend-bands-by-tier"
    }
  ],
  "cases": [
    {
      "plan": "ether.fi Core",
      "asset": "ETHFI",
      "spendUSD": 1000,
      "nominalRewardUSD": 30,
      "source": "https://help.ether.fi/en/articles/262374-how-does-cashback-work",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Ethena Pay Standard",
      "asset": "AVAX",
      "spendUSD": 1000,
      "nominalRewardUSD": 40,
      "source": "https://pay.ethena.fi/pricing",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Plasma One Lite",
      "asset": "XPL",
      "spendUSD": 1000,
      "nominalRewardUSD": 10.5,
      "source": "https://intercom.help/plasma-6c43763cd799/en/articles/15506768-cashback-rates-and-spend-bands-by-tier",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "ether.fi Core",
      "asset": "ETHFI",
      "spendUSD": 3000,
      "nominalRewardUSD": 70,
      "source": "https://help.ether.fi/en/articles/262374-how-does-cashback-work",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Ethena Pay Standard",
      "asset": "AVAX",
      "spendUSD": 3000,
      "nominalRewardUSD": 105,
      "source": "https://pay.ethena.fi/pricing",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Plasma One Lite",
      "asset": "XPL",
      "spendUSD": 3000,
      "nominalRewardUSD": 12.5,
      "source": "https://intercom.help/plasma-6c43763cd799/en/articles/15506768-cashback-rates-and-spend-bands-by-tier",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "ether.fi Core",
      "asset": "ETHFI",
      "spendUSD": 5000,
      "nominalRewardUSD": 80,
      "source": "https://help.ether.fi/en/articles/262374-how-does-cashback-work",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Ethena Pay Standard",
      "asset": "AVAX",
      "spendUSD": 5000,
      "nominalRewardUSD": 115,
      "source": "https://pay.ethena.fi/pricing",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    },
    {
      "plan": "Plasma One Lite",
      "asset": "XPL",
      "spendUSD": 5000,
      "nominalRewardUSD": 14.5,
      "source": "https://intercom.help/plasma-6c43763cd799/en/articles/15506768-cashback-rates-and-spend-bands-by-tier",
      "verified": "2026-09-14",
      "assumptions": "每月从零累计；全部为普通合格 USD 消费；单笔大于 1 美元；无退款、活动或类别加成。仅名义奖励等值，未扣任何费用，不计币价变化、逐笔舍入与借款利息；不是持卡实测或到账保证。",
      "article": "https://ucard.helloai.uk/articles/ucard-cashback-comparison/"
    }
  ]
}